Laura Shin is a freelance writer and Forbes contributor writing primarily about personal finance, business and tech. With what she’s learned from her beat, and despite the irregular paychecks, she’s managed to amass a comfortable amount in her savings and retirement accounts — and have money leftover to travel. Her work has been published in the New York Times, The Wall Street Journal, The Los Angeles Times and others, and she is the author of the Forbes ebook The Millennial Game Plan: Career And Money Secrets To Succeed In Today’s World. She graduated Phi Beta Kappa with Honors from Stanford University and has a master of arts from Columbia University’s School of Journalism. To learn more, go to www.laurashin.com, or follow her at @laurashin.